About Retirement Calculator
Know how much to save with our Retirement Calculator. Enter current age, retirement age, monthly expenses, inflation, and expected returns to find required corpus, projected savings, and monthly SIP needed to close the gap.
Retirement Planning Formula
Use these standard formulas for accurate estimates:
Future expenses
Annual need at retirement = Current expenses × 12 × (1 + inflation)years
Corpus required
Corpus ≈ Annual need × 25 (4% withdrawal rule, simplified)
Example Calculation
Example: ₹50,000/month expenses today, retire at 60
| Component | Value |
|---|---|
| Years to retire | 25 |
| Inflation | 6% |
| Corpus needed (indicative) | ₹5+ Cr |
Benefits of Using This Calculator
Instant results with standard financial formulas
Clear charts and tables for better decisions
Mobile-friendly — works on any device
100% free — no signup or data stored on servers
Built for Indian investors and taxpayers
Compare scenarios side-by-side where applicable
Frequently Asked Questions
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Depends on monthly expenses, inflation, life expectancy, and post-retirement returns. This calculator uses a simplified corpus multiple for estimates.
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A rule of thumb suggesting you can withdraw 4% of retirement corpus annually. Adjust for inflation and Indian market conditions.
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Yes. Today's expenses will cost much more at retirement without inflation-adjusted planning.
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Regular SIP builds corpus over decades. The calculator shows indicative monthly SIP needed to reach your target.
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