About Capital Gains Tax Calculator
Compute your Capital Gains Tax instantly. Enter purchase price, sale price, and holding period — choose equity/MF or debt/real estate — to see whether gains are STCG or LTCG, exact tax payable under Budget 2024 rates, net proceeds after tax, and pre/post-tax CAGR comparison.
Capital Gains Tax Formula
Use these standard formulas for accurate estimates:
Equity / Equity MF (Budget 2024)
LTCG (≥ 1 yr): 12.5% + cess on gains above ₹1.25L
Debt MF / Bonds / Real Estate
LTCG (≥ 2 yr): 12.5% + cess — no indexation (Budget 2024)
Post-tax CAGR
Example Calculation
Example: Equity MF — ₹1,00,000 → ₹2,00,000 in 3 years
| Component | Value |
|---|---|
| Purchase price | ₹1,00,000 |
| Sale price | ₹2,00,000 |
| Capital gain | ₹1,00,000 |
| Type | LTCG (≥ 1 yr) |
| Exempt | ₹1,00,000 < ₹1.25L exemption |
| Tax | ₹0 (full exemption applies) |
Benefits of Using This Calculator
Instant results with standard financial formulas
Clear charts and tables for better decisions
Mobile-friendly — works on any device
100% free — no signup or data stored on servers
Built for Indian investors and taxpayers
Compare scenarios side-by-side where applicable
Frequently Asked Questions
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Budget 2024 revised equity STCG to 20% (from 15%), equity LTCG to 12.5% (from 10%) with exemption raised to ₹1.25L (from ₹1L). Debt/RE LTCG is now 12.5% without indexation (previously 20% with indexation).
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For listed equity shares and equity-oriented mutual funds, LTCG applies if held for more than 12 months. For debt MF and real estate, the LTCG threshold is 24 months (2 years).
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From FY 2024-25, the first ₹1,25,000 of equity LTCG per financial year is exempt from tax. Gains above this are taxed at 12.5% plus 4% cess.
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Indexation benefit was removed for properties sold after July 23, 2024 under Budget 2024. LTCG on RE sold post that date is taxed at 12.5% without indexation. Pre-July 2024 sales may have different treatment — consult a CA.
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Conclusion
Budget 2024 unified capital gains rates but removed indexation for most assets. Holding equity/MF for over 1 year still qualifies for LTCG at 12.5% with a ₹1.25L annual exemption. Consult a CA for complex cases involving multiple transactions, surcharge, or assets sold in the same year.